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What Is A Zero-Based Budget

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Hello Money Geek!

Welcome to The Financial Freewill! My name is Sam Lodaria. I am the driving machine behind the blog with over 15 years of Corporate Finance experience!

At the age of 29, I had $40,000 in student loans, $0 in Savings, and NO Investments. 4 years later, I paid off my student loans and also saved over $100,000 along with my wife for a down payment on our home.

My MISSION is to help Millennials in their journey toward Financial Freedom by sharing bite-sized actionable insights so they can Save More, Pay Off Debt, Start Investing, Grow Money and live the life they dreamed about.

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